The 2026 premiums in Lucerne
In 2026, 25 insurers offered premiums in Lucerne. The lowest was CHF 414.30 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2026 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Lucerne
What has changed since 2026
The lowest premium went from CHF 414.30 in 2026 to CHF 414.30 today — a rise of 0.0 % over the period.
The 2026 ranking
25 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Agrisano | CHF 414.30 |
| 2 | Luzerner Hinterland | CHF 425.65 |
| 3 | Sanitas | CHF 429.50 |
| 4 | KPT | CHF 430.10 |
| 5 | Vivao Sympany | CHF 431.20 |
| 6 | sana24 | CHF 432.00 |
| 7 | CONCORDIA | CHF 435.20 |
| 8 | SWICA | CHF 437.40 |
| 9 | CSS | CHF 438.60 |
| 10 | Atupri | CHF 440.20 |
| 11 | Assura-Basis | CHF 440.20 |
| 12 | SLKK | CHF 442.70 |
| 13 | EGK | CHF 445.80 |
| 14 | ÖKK | CHF 446.20 |
| 15 | Galenos | CHF 446.30 |
| 16 | Avenir | CHF 446.90 |
| 17 | Sumiswalder | CHF 449.70 |
| 18 | Helsana | CHF 450.20 |
| 19 | Aquilana | CHF 451.00 |
| 20 | Philos | CHF 467.30 |
| 21 | rhenusana | CHF 476.10 |
| 22 | Visana | CHF 485.30 |
| 23 | vita surselva | CHF 486.40 |
| 24 | Einsiedler | CHF 512.75 |
| 25 | Mutuel | CHF 521.30 |
The gap, that year
Between the cheapest (CHF 414.30) and the dearest (CHF 521.30) the gap was CHF 1'284.00 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.