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The 2024 premiums in Lucerne

In 2024, 29 insurers offered premiums in Lucerne. The lowest was CHF 372.90 a month for an adult, 300-franc deductible, accident cover included.

This page is an archive: it shows the 2024 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Lucerne

What has changed since 2024

The lowest premium went from CHF 372.90 in 2024 to CHF 414.30 today — a rise of 11.1 % over the period.

The 2024 ranking

29 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.

RankInsurerPremium
1Assura-BasisCHF 372.90
2Luzerner HinterlandCHF 373.90
3EGKCHF 374.80
4CSSCHF 380.00
5SumiswalderCHF 380.40
6CONCORDIACHF 382.70
7KPTCHF 383.70
8AgrisanoCHF 386.20
9SanitasCHF 391.60
10AvenirCHF 398.00
11Vivao SympanyCHF 400.80
12KLuG — until 2025CHF 403.75
13AtupriCHF 404.30
14SLKKCHF 404.60
15AquilanaCHF 409.10
16vita surselvaCHF 410.00
17HelsanaCHF 412.40
18SWICACHF 412.70
19PhilosCHF 418.40
20sana24CHF 419.10
21ÖKKCHF 420.60
22rhenusanaCHF 430.00
23GalenosCHF 437.40
24MutuelCHF 438.60
25SUPRA — until 2024CHF 441.30
26vivacare — until 2025CHF 447.00
27EinsiedlerCHF 456.40
28Easy Sana — until 2024CHF 471.90
29VisanaCHF 491.30

4 of these insurers no longer exist

Of the 29 insurers on this list, 4 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.

The gap, that year

Between the cheapest (CHF 372.90) and the dearest (CHF 491.30) the gap was CHF 1'420.80 a year — already then, for the same statutory cover.

The other years

The archive goes back to 2015, year by year.

201520162017201820192020202120222023202420252026

Your premium today

The comparator works out your current premium from your age, deductible and municipality, across all 34 insurers at once.

Source: Federal Office of Public Health (FOPH), official premium archives.