The 2023 premiums in Lucerne
In 2023, 34 insurers offered premiums in Lucerne. The lowest was CHF 336.60 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2023 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Lucerne
What has changed since 2023
The lowest premium went from CHF 336.60 in 2023 to CHF 414.30 today — a rise of 23.1 % over the period.
The 2023 ranking
34 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Luzerner Hinterland | CHF 336.60 |
| 2 | KLuG — until 2025 | CHF 346.25 |
| 3 | KPT | CHF 348.80 |
| 4 | CSS | CHF 352.00 |
| 5 | Assura-Basis | CHF 352.60 |
| 6 | EGK | CHF 353.80 |
| 7 | Sumiswalder | CHF 358.20 |
| 8 | CONCORDIA | CHF 361.00 |
| 9 | Kolping — until 2023 | CHF 367.70 |
| 10 | Sanitas | CHF 368.50 |
| 11 | Philos | CHF 369.20 |
| 12 | sana24 | CHF 371.40 |
| 13 | Atupri | CHF 372.00 |
| 14 | Moove Sympany — until 2023 | CHF 372.20 |
| 15 | Aquilana | CHF 375.40 |
| 16 | Vivao Sympany | CHF 380.80 |
| 17 | ÖKK | CHF 382.70 |
| 18 | Agrisano | CHF 391.70 |
| 19 | Galenos | CHF 395.80 |
| 20 | SWICA | CHF 397.20 |
| 21 | Avenir | CHF 398.00 |
| 22 | vita surselva | CHF 399.00 |
| 23 | Helsana | CHF 403.20 |
| 24 | SLKK | CHF 404.60 |
| 25 | AMB | CHF 409.00 |
| 26 | rhenusana | CHF 409.40 |
| 27 | vivacare — until 2025 | CHF 409.40 |
| 28 | SUPRA — until 2024 | CHF 414.40 |
| 29 | Provita — until 2023 | CHF 419.60 |
| 30 | Mutuel | CHF 420.50 |
| 31 | Krankenkasse Ingenbohl — until 2023 | CHF 423.00 |
| 32 | Easy Sana — until 2024 | CHF 432.70 |
| 33 | Visana | CHF 441.00 |
| 34 | Einsiedler | CHF 456.40 |
8 of these insurers no longer exist
Of the 34 insurers on this list, 8 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 336.60) and the dearest (CHF 456.40) the gap was CHF 1'437.60 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.