The 2025 premiums in Lucerne
In 2025, 27 insurers offered premiums in Lucerne. The lowest was CHF 403.40 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2025 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Lucerne
What has changed since 2025
The lowest premium went from CHF 403.40 in 2025 to CHF 414.30 today — a rise of 2.7 % over the period.
The 2025 ranking
27 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Vivao Sympany | CHF 403.40 |
| 2 | CONCORDIA | CHF 405.70 |
| 3 | Agrisano | CHF 407.50 |
| 4 | Sanitas | CHF 409.80 |
| 5 | KPT | CHF 412.70 |
| 6 | Luzerner Hinterland | CHF 413.20 |
| 7 | CSS | CHF 415.00 |
| 8 | EGK | CHF 416.20 |
| 9 | Atupri | CHF 419.10 |
| 10 | Sumiswalder | CHF 422.10 |
| 11 | SLKK | CHF 425.30 |
| 12 | SWICA | CHF 429.40 |
| 13 | Assura-Basis | CHF 429.40 |
| 14 | Helsana | CHF 429.90 |
| 15 | Aquilana | CHF 433.70 |
| 16 | ÖKK | CHF 436.10 |
| 17 | Avenir | CHF 439.30 |
| 18 | Galenos | CHF 442.60 |
| 19 | sana24 | CHF 445.60 |
| 20 | rhenusana | CHF 448.70 |
| 21 | Philos | CHF 452.80 |
| 22 | vita surselva | CHF 459.00 |
| 23 | KLuG — until 2025 | CHF 462.05 |
| 24 | vivacare — until 2025 | CHF 465.60 |
| 25 | Mutuel | CHF 482.70 |
| 26 | Einsiedler | CHF 488.35 |
| 27 | Visana | CHF 492.20 |
2 of these insurers no longer exist
Of the 27 insurers on this list, 2 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 403.40) and the dearest (CHF 492.20) the gap was CHF 1'065.60 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.