The 2022 premiums in Lucerne
In 2022, 35 insurers offered premiums in Lucerne. The lowest was CHF 326.80 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2022 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Lucerne
What has changed since 2022
The lowest premium went from CHF 326.80 in 2022 to CHF 414.30 today — a rise of 26.8 % over the period.
The 2022 ranking
35 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Luzerner Hinterland | CHF 326.80 |
| 2 | EGK | CHF 330.40 |
| 3 | CSS | CHF 330.70 |
| 4 | Atupri | CHF 334.90 |
| 5 | Assura-Basis | CHF 338.50 |
| 6 | KLuG — until 2025 | CHF 339.45 |
| 7 | Sanitas | CHF 345.30 |
| 8 | KPT | CHF 345.50 |
| 9 | CONCORDIA | CHF 348.00 |
| 10 | SWICA | CHF 352.50 |
| 11 | Arcosana — until 2022 | CHF 352.80 |
| 12 | Sumiswalder | CHF 358.20 |
| 13 | sana24 | CHF 360.20 |
| 14 | ÖKK | CHF 360.40 |
| 15 | SLKK | CHF 361.30 |
| 16 | Galenos | CHF 362.20 |
| 17 | Moove Sympany — until 2023 | CHF 362.90 |
| 18 | Kolping — until 2023 | CHF 363.60 |
| 19 | Philos | CHF 364.80 |
| 20 | Helsana | CHF 367.90 |
| 21 | Agrisano | CHF 373.20 |
| 22 | Provita — until 2023 | CHF 375.20 |
| 23 | Aquilana | CHF 375.70 |
| 24 | SUPRA — until 2024 | CHF 376.50 |
| 25 | Mutuel | CHF 377.10 |
| 26 | Vivao Sympany | CHF 378.30 |
| 27 | Avenir | CHF 378.40 |
| 28 | vita surselva | CHF 382.00 |
| 29 | vivacare — until 2025 | CHF 385.90 |
| 30 | rhenusana | CHF 386.30 |
| 31 | AMB | CHF 403.20 |
| 32 | Easy Sana — until 2024 | CHF 403.50 |
| 33 | Visana | CHF 406.90 |
| 34 | Krankenkasse Ingenbohl — until 2023 | CHF 423.00 |
| 35 | Einsiedler | CHF 456.40 |
9 of these insurers no longer exist
Of the 35 insurers on this list, 9 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 326.80) and the dearest (CHF 456.40) the gap was CHF 1'555.20 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.