Free choice of doctor in Region 3 of canton Lucerne
25 of 25 insurers offer a Free choice of doctor in Region 3 of canton Lucerne. The lowest premium is CHF 452.80 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
This is the reference model: free choice of doctor, with no restriction on who you see first.
The ranking, cheapest to dearest
25 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Luzerner Hinterland | Grundversicherung | CHF 452.80 | View |
| 2 | Agrisano | Grundversicherung | CHF 481.80 | View |
| 3 | Sumiswalder | Grundversicherung | CHF 488.80 | View |
| 4 | Vivao Sympany | Grundversicherung | CHF 490.00 | View |
| 5 | Sanitas | Grundversicherung | CHF 493.70 | View |
| 6 | Atupri | Grundversicherung | CHF 494.60 | View |
| 7 | Assura-Basis | Grundversicherung | CHF 497.40 | View |
| 8 | EGK | Grundversicherung | CHF 500.80 | View |
| 9 | SLKK | Grundversicherung | CHF 503.10 | View |
| 10 | KPT | Grundversicherung | CHF 505.60 | View |
| 11 | CSS | Grundversicherung | CHF 507.00 | View |
| 12 | ÖKK | Grundversicherung | CHF 507.00 | View |
| 13 | CONCORDIA | Grundversicherung | CHF 509.00 | View |
| 14 | vita surselva | Grundversicherung | CHF 512.00 | View |
| 15 | Einsiedler | Grundversicherung | CHF 512.75 | View |
| 16 | rhenusana | Grundversicherung | CHF 517.50 | View |
| 17 | Aquilana | Grundversicherung | CHF 518.30 | View |
| 18 | SWICA | Grundversicherung | CHF 523.80 | View |
| 19 | sana24 | Grundversicherung | CHF 525.50 | View |
| 20 | Avenir | Grundversicherung | CHF 525.70 | View |
| 21 | Helsana | Grundversicherung | CHF 536.00 | View |
| 22 | Galenos | Grundversicherung | CHF 537.60 | View |
| 23 | Philos | Grundversicherung | CHF 543.40 | View |
| 24 | Visana | Grundversicherung | CHF 561.00 | View |
| 25 | Mutuel | Grundversicherung | CHF 595.80 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.