Einsiedler — Region 3 of canton Lucerne, 2026 premiums
Einsiedler covers the 55 municipalities of Region 3 in canton Lucerne. Its lowest adult premium here is CHF 361.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Einsiedler ranks 24 out of 25 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 451.29 a month.
What staying costs
Moving from Einsiedler to Agrisano, the cheapest insurer in this region, saves CHF 1'181.40 a year for an adult on the same profile.
The full Einsiedler table
38 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 512.75 |
| 500 | CHF 501.20 |
| 1'000 | CHF 472.00 |
| 1'500 | CHF 442.80 |
| 2'000 | CHF 413.70 |
| 2'500 | CHF 384.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 435.85 |
| 500 | CHF 424.30 |
| 1'000 | CHF 395.10 |
| 1'500 | CHF 365.90 |
| 2'000 | CHF 336.80 |
| 2'500 | CHF 307.60 |
Children Up to age 18.
| Deductible | Free choice of doctor |
|---|---|
| 0 | CHF 128.20 |
| 100 | CHF 122.50 |
| 200 | CHF 119.20 |
| 300 | CHF 110.70 |
| 400 | CHF 105.00 |
| 500 | CHF 99.10 |
| 600 | CHF 93.20 |
With or without accident cover
With accident cover: CHF 512.75 a month. Without: CHF 482.00. Dropping it saves CHF 369.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 488.35 in 2025 to CHF 361.50 — a rise of 5.0 %.
The 55 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Lucerne, not to the municipality.
Aesch (LU) · Alberswil · Altbüron · Altishofen · Ballwil · Beromünster · Buttisholz · Büron · Dagmersellen · Doppleschwand · Egolzwil · Entlebuch · Ermensee · Eschenbach (LU) · Escholzmatt-Marbach · Ettiswil · Fischbach · Flühli · Geuensee · Gisikon · Greppen · Grossdietwil · Grosswangen · Hasle (LU) · Hergiswil bei Willisau · Hildisrieden · Hitzkirch · Hochdorf · Hohenrain · Inwil · Knutwil · Luthern · Mauensee · Menznau · Nebikon · Pfaffnau · Rain · Reiden · Rickenbach (LU) · Roggliswil · Romoos · Römerswil · Schlierbach · Schongau · Schwarzenberg · Schötz · Schüpfheim · Triengen · Ufhusen · Vitznau · Wauwil · Weggis · Wikon · Willisau · Zell (LU)
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 414.30 | View |
| Luzerner Hinterland | CHF 425.65 | View |
| Sanitas | CHF 429.50 | View |
| KPT | CHF 430.10 | View |
| Vivao Sympany | CHF 431.20 | View |
| sana24 | CHF 432.00 | View |
| CONCORDIA | CHF 435.20 | View |
| SWICA | CHF 437.40 | View |
| CSS | CHF 438.60 | View |
| Atupri | CHF 440.20 | View |
| Assura-Basis | CHF 440.20 | View |
| SLKK | CHF 442.70 | View |
| EGK | CHF 445.80 | View |
| ÖKK | CHF 446.20 | View |
| Galenos | CHF 446.30 | View |
| Avenir | CHF 446.90 | View |
| Sumiswalder | CHF 449.70 | View |
| Helsana | CHF 450.20 | View |
| Aquilana | CHF 451.00 | View |
| Philos | CHF 467.30 | View |
| rhenusana | CHF 476.10 | View |
| Visana | CHF 485.30 | View |
| vita surselva | CHF 486.40 | View |
| Mutuel | CHF 521.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.