Agrisano — Region 3 of canton Lucerne, 2026 premiums
Agrisano covers the 55 municipalities of Region 3 in canton Lucerne. Its lowest adult premium here is CHF 288.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Agrisano is the cheapest insurer in Region 3, out of 25 active insurers.
The regional average across insurers is CHF 451.29 a month.
What staying costs
Agrisano is already the cheapest in Region 3: no insurer here does better on the same profile.
The full Agrisano table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 481.80 | CHF 443.30 | CHF 414.30 |
| 500 | CHF 470.10 | CHF 432.50 | CHF 404.30 |
| 1'000 | CHF 441.00 | CHF 405.70 | CHF 379.30 |
| 1'500 | CHF 411.80 | CHF 378.90 | CHF 354.10 |
| 2'000 | CHF 382.60 | CHF 352.00 | CHF 329.00 |
| 2'500 | CHF 353.50 | CHF 325.20 | CHF 304.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 351.70 | CHF 323.60 | CHF 302.50 |
| 500 | CHF 340.00 | CHF 312.80 | CHF 292.40 |
| 1'000 | CHF 310.90 | CHF 286.00 | CHF 267.40 |
| 1'500 | CHF 281.70 | CHF 259.20 | CHF 242.30 |
| 2'000 | CHF 252.50 | CHF 232.30 | CHF 217.10 |
| 2'500 | CHF 223.40 | CHF 205.50 | CHF 192.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 0 | CHF 48.20 | CHF 44.30 | CHF 41.50 |
| 200 | CHF 41.50 | CHF 38.20 | CHF 35.70 |
| 300 | CHF 35.20 | CHF 32.40 | CHF 30.30 |
| 400 | CHF 29.40 | CHF 27.00 | CHF 25.60 |
| 500 | CHF 28.40 | CHF 26.10 | CHF 25.50 |
| 600 | CHF 27.50 | CHF 25.60 | CHF 25.40 |
With or without accident cover
With accident cover: CHF 481.80 a month. Without: CHF 457.70. Dropping it saves CHF 289.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 407.50 in 2025 to CHF 288.80 — a rise of 1.7 %.
The 55 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Lucerne, not to the municipality.
Aesch (LU) · Alberswil · Altbüron · Altishofen · Ballwil · Beromünster · Buttisholz · Büron · Dagmersellen · Doppleschwand · Egolzwil · Entlebuch · Ermensee · Eschenbach (LU) · Escholzmatt-Marbach · Ettiswil · Fischbach · Flühli · Geuensee · Gisikon · Greppen · Grossdietwil · Grosswangen · Hasle (LU) · Hergiswil bei Willisau · Hildisrieden · Hitzkirch · Hochdorf · Hohenrain · Inwil · Knutwil · Luthern · Mauensee · Menznau · Nebikon · Pfaffnau · Rain · Reiden · Rickenbach (LU) · Roggliswil · Romoos · Römerswil · Schlierbach · Schongau · Schwarzenberg · Schötz · Schüpfheim · Triengen · Ufhusen · Vitznau · Wauwil · Weggis · Wikon · Willisau · Zell (LU)
The other insurers in Region 3
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Luzerner Hinterland | CHF 425.65 | View |
| Sanitas | CHF 429.50 | View |
| KPT | CHF 430.10 | View |
| Vivao Sympany | CHF 431.20 | View |
| sana24 | CHF 432.00 | View |
| CONCORDIA | CHF 435.20 | View |
| SWICA | CHF 437.40 | View |
| CSS | CHF 438.60 | View |
| Atupri | CHF 440.20 | View |
| Assura-Basis | CHF 440.20 | View |
| SLKK | CHF 442.70 | View |
| EGK | CHF 445.80 | View |
| ÖKK | CHF 446.20 | View |
| Galenos | CHF 446.30 | View |
| Avenir | CHF 446.90 | View |
| Sumiswalder | CHF 449.70 | View |
| Helsana | CHF 450.20 | View |
| Aquilana | CHF 451.00 | View |
| Philos | CHF 467.30 | View |
| rhenusana | CHF 476.10 | View |
| Visana | CHF 485.30 | View |
| vita surselva | CHF 486.40 | View |
| Einsiedler | CHF 512.75 | View |
| Mutuel | CHF 521.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.