The premium for young adults in Region 3 of canton Lucerne
For young adults (ages 19 to 25) living in Region 3 of canton Lucerne, the lowest premium is CHF 302.50 a month, with one of the 25 active insurers, accident cover included.
Against an adult
An adult pays CHF 414.30 a month in this region at their minimum deductible. young adults pay 73 % of that.
The gap, in francs
Between the cheapest (CHF 302.50) and the dearest (CHF 435.85) there is CHF 1'600.20 a year — for exactly the same cover defined by law.
The insurers, cheapest to dearest
25 active insurers in this region, at a CHF 300 deductible, accident cover included.
| Rank | Insurer | From | |
|---|---|---|---|
| 1 | Agrisano | CHF 302.50 | View |
| 2 | CSS | CHF 311.40 | View |
| 3 | Vivao Sympany | CHF 314.80 | View |
| 4 | Atupri | CHF 316.90 | View |
| 5 | Sanitas | CHF 317.55 | View |
| 6 | Luzerner Hinterland | CHF 318.00 | View |
| 7 | CONCORDIA | CHF 326.50 | View |
| 8 | Avenir | CHF 327.60 | View |
| 9 | Sumiswalder | CHF 332.80 | View |
| 10 | Aquilana | CHF 333.80 | View |
| 11 | ÖKK | CHF 334.70 | View |
| 12 | Philos | CHF 339.70 | View |
| 13 | Visana | CHF 341.80 | View |
| 14 | SWICA | CHF 341.90 | View |
| 15 | Assura-Basis | CHF 343.50 | View |
| 16 | sana24 | CHF 346.60 | View |
| 17 | KPT | CHF 349.30 | View |
| 18 | Galenos | CHF 353.30 | View |
| 19 | EGK | CHF 356.90 | View |
| 20 | Helsana | CHF 360.10 | View |
| 21 | rhenusana | CHF 361.90 | View |
| 22 | SLKK | CHF 363.10 | View |
| 23 | Mutuel | CHF 382.40 | View |
| 24 | vita surselva | CHF 409.45 | View |
| 25 | Einsiedler | CHF 435.85 | View |
Every available deductible
The deductibles open to young adults are not those of the other age groups. Here is the region’s lowest price at each level.
| Deductible | From | Insurer |
|---|---|---|
| 300 | CHF 302.50 | Agrisano |
| 500 | CHF 292.40 | Agrisano |
| 1'000 | CHF 267.40 | Agrisano |
| 1'500 | CHF 241.40 | CSS |
| 2'000 | CHF 212.30 | CSS |
| 2'500 | CHF 183.10 | CSS |
Source: Federal Office of Public Health (FOPH), official premiums.