CHF 1'000 deductible in Region 1 of canton Vaud
At a CHF 1'000 deductible, 21 insurers offer a premium in Region 1 of canton Vaud. The lowest is CHF 529.30 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 570.10, the CHF 1'000 deductible saves CHF 489.60 a year on the premium.
What it risks
In exchange you must cover CHF 700 more yourself before the insurance steps in. The tipping point is CHF 789.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 1'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 529.30 | View |
| 2 | Sanitas | CHF 530.20 | View |
| 3 | CSS | CHF 535.10 | View |
| 4 | Assura-Basis | CHF 538.10 | View |
| 5 | Vivao Sympany | CHF 538.90 | View |
| 6 | Helsana | CHF 539.30 | View |
| 7 | Galenos | CHF 542.20 | View |
| 8 | sana24 | CHF 545.60 | View |
| 9 | SWICA | CHF 548.10 | View |
| 10 | ÖKK | CHF 553.20 | View |
| 11 | Aquilana | CHF 555.30 | View |
| 12 | CONCORDIA | CHF 555.90 | View |
| 13 | Avenir | CHF 560.30 | View |
| 14 | Visana | CHF 564.40 | View |
| 15 | Mutuel | CHF 577.00 | View |
| 16 | KPT | CHF 581.30 | View |
| 17 | EGK | CHF 585.60 | View |
| 18 | Philos | CHF 585.90 | View |
| 19 | Agrisano | CHF 646.70 | View |
| 20 | vita surselva | CHF 685.90 | View |
| 21 | rhenusana | CHF 710.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.