CHF 1'500 deductible in Region 1 of canton Vaud
At a CHF 1'500 deductible, 21 insurers offer a premium in Region 1 of canton Vaud. The lowest is CHF 500.10 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 570.10, the CHF 1'500 deductible saves CHF 840.00 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'140.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 500.10 | View |
| 2 | Sanitas | CHF 501.00 | View |
| 3 | CSS | CHF 505.90 | View |
| 4 | Assura-Basis | CHF 508.90 | View |
| 5 | Vivao Sympany | CHF 509.70 | View |
| 6 | Helsana | CHF 510.10 | View |
| 7 | Galenos | CHF 513.10 | View |
| 8 | sana24 | CHF 516.40 | View |
| 9 | SWICA | CHF 518.90 | View |
| 10 | ÖKK | CHF 524.00 | View |
| 11 | CONCORDIA | CHF 526.70 | View |
| 12 | Aquilana | CHF 530.00 | View |
| 13 | Avenir | CHF 532.30 | View |
| 14 | Visana | CHF 535.20 | View |
| 15 | Mutuel | CHF 547.50 | View |
| 16 | KPT | CHF 552.10 | View |
| 17 | EGK | CHF 556.40 | View |
| 18 | Philos | CHF 556.40 | View |
| 19 | Agrisano | CHF 617.50 | View |
| 20 | vita surselva | CHF 657.00 | View |
| 21 | rhenusana | CHF 680.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.