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CHF 2'500 deductible in Region 1 of canton Vaud

At a CHF 2'500 deductible, 21 insurers offer a premium in Region 1 of canton Vaud. The lowest is CHF 441.80 a month for an adult, accident cover included.

What this deductible earns

Against the minimum 300-franc deductible, whose lowest premium is CHF 570.10, the CHF 2'500 deductible saves CHF 1'539.60 a year on the premium.

What it risks

In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'839.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.

The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.

The ranking, cheapest to dearest

21 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.

RankInsurerPremium
1AtupriCHF 441.80View
2SanitasCHF 442.70View
3CSSCHF 447.60View
4Assura-BasisCHF 450.60View
5Vivao SympanyCHF 451.40View
6HelsanaCHF 451.80View
7SWICACHF 453.30View
8GalenosCHF 454.70View
9sana24CHF 458.10View
10ÖKKCHF 465.70View
11CONCORDIACHF 468.40View
12AquilanaCHF 473.60View
13VisanaCHF 476.90View
14AvenirCHF 477.20View
15MutuelCHF 489.50View
16KPTCHF 493.80View
17EGKCHF 498.10View
18PhilosCHF 498.40View
19AgrisanoCHF 559.20View
20vita surselvaCHF 599.25View
21rhenusanaCHF 622.70View

Your exact premium at this deductible

The comparator works out the real amount for your age and municipality, across all 34 insurers at once.

Source: Federal Office of Public Health (FOPH), official premiums. 2026.