Free choice of doctor with a CHF 300 deductible in Region 1 of canton Vaud
21 insurers offer a Free choice of doctor with a CHF 300 deductible in Region 1. The lowest premium is CHF 647.80 a month for an adult, accident cover included.
Where the saving comes from
The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.
What the deductible risks
This is the minimum deductible: no extra risk compared with the reference.
The insurers, cheapest to dearest
21 insurers offer this combination in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Galenos | Grundversicherung | CHF 647.80 | View |
| 2 | Atupri | Grundversicherung | CHF 649.30 | View |
| 3 | ÖKK | Grundversicherung | CHF 660.00 | View |
| 4 | Assura-Basis | Grundversicherung | CHF 669.20 | View |
| 5 | Sanitas | Grundversicherung | CHF 675.70 | View |
| 6 | Aquilana | Grundversicherung | CHF 678.90 | View |
| 7 | Vivao Sympany | Grundversicherung | CHF 682.00 | View |
| 8 | Agrisano | Grundversicherung | CHF 687.50 | View |
| 9 | CONCORDIA | Grundversicherung | CHF 689.80 | View |
| 10 | sana24 | Grundversicherung | CHF 696.40 | View |
| 11 | CSS | Grundversicherung | CHF 698.00 | View |
| 12 | Helsana | Grundversicherung | CHF 699.00 | View |
| 13 | EGK | Grundversicherung | CHF 699.80 | View |
| 14 | Avenir | Grundversicherung | CHF 717.10 | View |
| 15 | Mutuel | Grundversicherung | CHF 718.00 | View |
| 16 | vita surselva | Grundversicherung | CHF 722.00 | View |
| 17 | SWICA | Grundversicherung | CHF 727.00 | View |
| 18 | Visana | Grundversicherung | CHF 729.10 | View |
| 19 | KPT | Grundversicherung | CHF 745.50 | View |
| 20 | rhenusana | Grundversicherung | CHF 750.70 | View |
| 21 | Philos | Grundversicherung | CHF 763.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.