CHF 2'000 deductible in Region 3 of canton Zurich
At a CHF 2'000 deductible, 26 insurers offer a premium in Region 3 of canton Zurich. The lowest is CHF 342.50 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 427.80, the CHF 2'000 deductible saves CHF 1'023.60 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'323.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
26 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 342.50 | View |
| 2 | rhenusana | CHF 348.80 | View |
| 3 | SLKK | CHF 352.20 | View |
| 4 | Sanitas | CHF 352.30 | View |
| 5 | Wädenswil | CHF 353.70 | View |
| 6 | ÖKK | CHF 354.00 | View |
| 7 | Assura-Basis | CHF 354.90 | View |
| 8 | CONCORDIA | CHF 362.10 | View |
| 9 | Visana | CHF 363.50 | View |
| 10 | SWICA | CHF 364.20 | View |
| 11 | Helsana | CHF 365.70 | View |
| 12 | EGK | CHF 367.40 | View |
| 13 | Atupri | CHF 369.90 | View |
| 14 | Luzerner Hinterland | CHF 370.10 | View |
| 15 | Galenos | CHF 372.60 | View |
| 16 | CSS | CHF 373.30 | View |
| 17 | Sumiswalder | CHF 374.40 | View |
| 18 | Aquilana | CHF 377.00 | View |
| 19 | Mutuel | CHF 393.60 | View |
| 20 | Vivao Sympany | CHF 398.10 | View |
| 21 | sana24 | CHF 398.50 | View |
| 22 | Avenir | CHF 403.40 | View |
| 23 | Philos | CHF 429.20 | View |
| 24 | Steffisburg | CHF 429.70 | View |
| 25 | vita surselva | CHF 430.80 | View |
| 26 | Einsiedler | CHF 458.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.