CHF 2'500 deductible in Region 3 of canton Zurich
At a CHF 2'500 deductible, 27 insurers offer a premium in Region 3 of canton Zurich. The lowest is CHF 317.40 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 427.80, the CHF 2'500 deductible saves CHF 1'324.80 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'624.80 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
27 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 317.40 | View |
| 2 | Sanitas | CHF 323.10 | View |
| 3 | rhenusana | CHF 323.70 | View |
| 4 | Wädenswil | CHF 324.50 | View |
| 5 | ÖKK | CHF 324.80 | View |
| 6 | Assura-Basis | CHF 325.70 | View |
| 7 | SLKK | CHF 326.50 | View |
| 8 | CONCORDIA | CHF 332.90 | View |
| 9 | Visana | CHF 334.30 | View |
| 10 | SWICA | CHF 335.10 | View |
| 11 | Helsana | CHF 336.50 | View |
| 12 | EGK | CHF 338.20 | View |
| 13 | Atupri | CHF 340.70 | View |
| 14 | Luzerner Hinterland | CHF 340.90 | View |
| 15 | Galenos | CHF 343.40 | View |
| 16 | Aquilana | CHF 343.50 | View |
| 17 | CSS | CHF 344.10 | View |
| 18 | Sumiswalder | CHF 347.60 | View |
| 19 | KPT | CHF 348.50 | View |
| 20 | Mutuel | CHF 364.60 | View |
| 21 | Vivao Sympany | CHF 368.90 | View |
| 22 | sana24 | CHF 369.30 | View |
| 23 | Avenir | CHF 374.40 | View |
| 24 | vita surselva | CHF 399.25 | View |
| 25 | Philos | CHF 400.20 | View |
| 26 | Steffisburg | CHF 408.80 | View |
| 27 | Einsiedler | CHF 429.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.