CHF 500 deductible in Region 3 of canton Zurich
At a CHF 500 deductible, 27 insurers offer a premium in Region 3 of canton Zurich. The lowest is CHF 417.70 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 427.80, the CHF 500 deductible saves CHF 121.20 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 421.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
27 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 417.70 | View |
| 2 | SLKK | CHF 429.20 | View |
| 3 | rhenusana | CHF 437.90 | View |
| 4 | Sanitas | CHF 439.80 | View |
| 5 | Wädenswil | CHF 441.20 | View |
| 6 | ÖKK | CHF 441.50 | View |
| 7 | Assura-Basis | CHF 442.40 | View |
| 8 | CONCORDIA | CHF 449.60 | View |
| 9 | SWICA | CHF 451.70 | View |
| 10 | Aquilana | CHF 453.10 | View |
| 11 | Helsana | CHF 453.20 | View |
| 12 | Sumiswalder | CHF 454.80 | View |
| 13 | EGK | CHF 454.90 | View |
| 14 | Visana | CHF 456.00 | View |
| 15 | Atupri | CHF 457.40 | View |
| 16 | Luzerner Hinterland | CHF 457.60 | View |
| 17 | Galenos | CHF 460.10 | View |
| 18 | CSS | CHF 460.80 | View |
| 19 | KPT | CHF 465.20 | View |
| 20 | Mutuel | CHF 481.10 | View |
| 21 | Vivao Sympany | CHF 485.60 | View |
| 22 | sana24 | CHF 486.00 | View |
| 23 | Avenir | CHF 490.90 | View |
| 24 | vita surselva | CHF 514.85 | View |
| 25 | Philos | CHF 516.70 | View |
| 26 | Steffisburg | CHF 517.20 | View |
| 27 | Einsiedler | CHF 546.40 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.