Agrisano — Region 1 of canton St. Gallen, 2026 premiums
Agrisano covers the 8 municipalities of Region 1 in canton St. Gallen. Its lowest adult premium here is CHF 350.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Agrisano ranks 6 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 509.79 a month.
What staying costs
Moving from Agrisano to Sanitas, the cheapest insurer in this region, saves CHF 69.00 a year for an adult on the same profile.
The full Agrisano table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 536.40 | CHF 493.50 | CHF 485.40 |
| 500 | CHF 524.70 | CHF 482.70 | CHF 474.90 |
| 1'000 | CHF 495.60 | CHF 456.00 | CHF 448.50 |
| 1'500 | CHF 466.40 | CHF 429.10 | CHF 422.10 |
| 2'000 | CHF 437.20 | CHF 402.20 | CHF 395.70 |
| 2'500 | CHF 408.10 | CHF 375.50 | CHF 369.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 391.60 | CHF 360.30 | CHF 354.40 |
| 500 | CHF 379.90 | CHF 349.50 | CHF 343.80 |
| 1'000 | CHF 350.80 | CHF 322.70 | CHF 317.50 |
| 1'500 | CHF 321.60 | CHF 295.90 | CHF 291.00 |
| 2'000 | CHF 292.40 | CHF 269.00 | CHF 264.60 |
| 2'500 | CHF 263.30 | CHF 242.20 | CHF 238.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 0 | CHF 53.60 | CHF 49.30 | CHF 48.50 |
| 200 | CHF 46.10 | CHF 42.40 | CHF 41.70 |
| 300 | CHF 39.10 | CHF 36.00 | CHF 35.40 |
| 400 | CHF 32.70 | CHF 30.10 | CHF 29.60 |
| 500 | CHF 31.60 | CHF 29.10 | CHF 28.60 |
| 600 | CHF 30.60 | CHF 28.30 | CHF 28.20 |
With or without accident cover
With accident cover: CHF 536.40 a month. Without: CHF 509.60. Dropping it saves CHF 321.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 466.80 in 2025 to CHF 350.80 — a rise of 4.0 %.
The 8 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton St. Gallen, not to the municipality.
Gaiserwald · Gossau (SG) · Niederbüren · Niederhelfenschwil · Oberbüren · St. Gallen · Wil (SG) · Zuzwil (SG)
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 479.65 | View |
| Vivao Sympany | CHF 479.70 | View |
| sana24 | CHF 482.70 | View |
| SWICA | CHF 482.90 | View |
| Helsana | CHF 483.60 | View |
| ÖKK | CHF 485.80 | View |
| CONCORDIA | CHF 486.70 | View |
| KPT | CHF 487.30 | View |
| Atupri | CHF 489.30 | View |
| CSS | CHF 491.90 | View |
| Assura-Basis | CHF 492.20 | View |
| Aquilana | CHF 493.10 | View |
| Galenos | CHF 498.00 | View |
| Avenir | CHF 501.50 | View |
| rhenusana | CHF 505.60 | View |
| EGK | CHF 508.20 | View |
| Sumiswalder | CHF 510.90 | View |
| Mutuel | CHF 527.60 | View |
| Visana | CHF 541.30 | View |
| vita surselva | CHF 550.00 | View |
| Glarner | CHF 551.40 | View |
| SLKK | CHF 569.40 | View |
| Philos | CHF 569.40 | View |
| Einsiedler | CHF 591.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.