Atupri — Region 1 of canton St. Gallen, 2026 premiums
Atupri covers the 8 municipalities of Region 1 in canton St. Gallen. Its lowest adult premium here is CHF 343.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Atupri ranks 10 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 509.79 a month.
What staying costs
Moving from Atupri to Sanitas, the cheapest insurer in this region, saves CHF 115.80 a year for an adult on the same profile.
The full Atupri table
204 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 559.20 | CHF 512.80 | CHF 500.50 | CHF 489.30 |
| 500 | CHF 547.60 | CHF 501.20 | CHF 488.90 | CHF 477.70 |
| 1'000 | CHF 518.40 | CHF 472.00 | CHF 459.70 | CHF 448.50 |
| 1'500 | CHF 489.20 | CHF 442.80 | CHF 430.50 | CHF 419.30 |
| 2'000 | CHF 460.10 | CHF 413.70 | CHF 401.40 | CHF 390.20 |
| 2'500 | CHF 430.90 | CHF 384.50 | CHF 372.20 | CHF 361.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 419.40 | CHF 384.60 | CHF 375.40 | CHF 367.00 |
| 500 | CHF 407.80 | CHF 373.00 | CHF 363.80 | CHF 355.40 |
| 1'000 | CHF 378.60 | CHF 343.80 | CHF 334.60 | CHF 326.20 |
| 1'500 | CHF 349.40 | CHF 314.60 | CHF 305.40 | CHF 297.00 |
| 2'000 | CHF 320.30 | CHF 285.50 | CHF 276.30 | CHF 267.90 |
| 2'500 | CHF 291.10 | CHF 256.30 | CHF 247.10 | CHF 238.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 151.00 | CHF 138.50 | CHF 135.10 | CHF 132.10 |
| 100 | CHF 145.20 | CHF 132.70 | CHF 129.30 | CHF 126.30 |
| 200 | CHF 139.40 | CHF 126.90 | CHF 123.50 | CHF 120.50 |
| 400 | CHF 127.70 | CHF 115.20 | CHF 111.80 | CHF 108.80 |
| 600 | CHF 116.00 | CHF 103.50 | CHF 100.10 | CHF 97.10 |
With or without accident cover
With accident cover: CHF 559.20 a month. Without: CHF 531.20. Dropping it saves CHF 336.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 469.40 in 2025 to CHF 343.00 — a rise of 4.2 %.
The 8 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton St. Gallen, not to the municipality.
Gaiserwald · Gossau (SG) · Niederbüren · Niederhelfenschwil · Oberbüren · St. Gallen · Wil (SG) · Zuzwil (SG)
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 479.65 | View |
| Vivao Sympany | CHF 479.70 | View |
| sana24 | CHF 482.70 | View |
| SWICA | CHF 482.90 | View |
| Helsana | CHF 483.60 | View |
| Agrisano | CHF 485.40 | View |
| ÖKK | CHF 485.80 | View |
| CONCORDIA | CHF 486.70 | View |
| KPT | CHF 487.30 | View |
| CSS | CHF 491.90 | View |
| Assura-Basis | CHF 492.20 | View |
| Aquilana | CHF 493.10 | View |
| Galenos | CHF 498.00 | View |
| Avenir | CHF 501.50 | View |
| rhenusana | CHF 505.60 | View |
| EGK | CHF 508.20 | View |
| Sumiswalder | CHF 510.90 | View |
| Mutuel | CHF 527.60 | View |
| Visana | CHF 541.30 | View |
| vita surselva | CHF 550.00 | View |
| Glarner | CHF 551.40 | View |
| SLKK | CHF 569.40 | View |
| Philos | CHF 569.40 | View |
| Einsiedler | CHF 591.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.