Sumiswalder — Region 1 of canton St. Gallen, 2026 premiums
Sumiswalder covers the 8 municipalities of Region 1 in canton St. Gallen. Its lowest adult premium here is CHF 365.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sumiswalder ranks 18 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 509.79 a month.
What staying costs
Moving from Sumiswalder to Sanitas, the cheapest insurer in this region, saves CHF 375.00 a year for an adult on the same profile.
The full Sumiswalder table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 555.30 | CHF 510.90 | CHF 510.90 |
| 500 | CHF 543.70 | CHF 500.10 | CHF 500.10 |
| 1'000 | CHF 514.50 | CHF 473.30 | CHF 473.30 |
| 1'500 | CHF 485.30 | CHF 446.50 | CHF 446.50 |
| 2'000 | CHF 456.20 | CHF 419.70 | CHF 419.70 |
| 2'500 | CHF 427.00 | CHF 392.90 | CHF 392.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 408.20 | CHF 375.60 | CHF 375.60 |
| 500 | CHF 396.60 | CHF 364.80 | CHF 364.80 |
| 1'000 | CHF 367.40 | CHF 338.00 | CHF 338.00 |
| 1'500 | CHF 338.20 | CHF 311.20 | CHF 311.20 |
| 2'000 | CHF 309.10 | CHF 284.40 | CHF 284.40 |
| 2'500 | CHF 280.00 | CHF 257.60 | CHF 257.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 65.70 | CHF 60.50 | CHF 60.50 |
| 100 | CHF 62.80 | CHF 57.80 | CHF 57.80 |
| 200 | CHF 59.90 | CHF 55.10 | CHF 55.10 |
| 300 | CHF 57.00 | CHF 52.40 | CHF 52.40 |
| 400 | CHF 54.10 | CHF 49.70 | CHF 49.70 |
| 500 | CHF 51.20 | CHF 47.10 | CHF 47.10 |
| 600 | CHF 48.20 | CHF 44.30 | CHF 44.30 |
With or without accident cover
With accident cover: CHF 555.30 a month. Without: CHF 516.40. Dropping it saves CHF 466.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 496.90 in 2025 to CHF 365.40 — a rise of 2.8 %.
The 8 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton St. Gallen, not to the municipality.
Gaiserwald · Gossau (SG) · Niederbüren · Niederhelfenschwil · Oberbüren · St. Gallen · Wil (SG) · Zuzwil (SG)
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 479.65 | View |
| Vivao Sympany | CHF 479.70 | View |
| sana24 | CHF 482.70 | View |
| SWICA | CHF 482.90 | View |
| Helsana | CHF 483.60 | View |
| Agrisano | CHF 485.40 | View |
| ÖKK | CHF 485.80 | View |
| CONCORDIA | CHF 486.70 | View |
| KPT | CHF 487.30 | View |
| Atupri | CHF 489.30 | View |
| CSS | CHF 491.90 | View |
| Assura-Basis | CHF 492.20 | View |
| Aquilana | CHF 493.10 | View |
| Galenos | CHF 498.00 | View |
| Avenir | CHF 501.50 | View |
| rhenusana | CHF 505.60 | View |
| EGK | CHF 508.20 | View |
| Mutuel | CHF 527.60 | View |
| Visana | CHF 541.30 | View |
| vita surselva | CHF 550.00 | View |
| Glarner | CHF 551.40 | View |
| SLKK | CHF 569.40 | View |
| Philos | CHF 569.40 | View |
| Einsiedler | CHF 591.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.