Aquilana — Region 1 of canton St. Gallen, 2026 premiums
Aquilana covers the 8 municipalities of Region 1 in canton St. Gallen. Its lowest adult premium here is CHF 346.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Aquilana ranks 13 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 509.79 a month.
What staying costs
Moving from Aquilana to Sanitas, the cheapest insurer in this region, saves CHF 161.40 a year for an adult on the same profile.
The full Aquilana table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 566.70 | CHF 515.70 | CHF 493.10 |
| 500 | CHF 555.10 | CHF 504.10 | CHF 483.10 |
| 1'000 | CHF 525.90 | CHF 474.90 | CHF 457.70 |
| 1'500 | CHF 496.80 | CHF 445.90 | CHF 432.40 |
| 2'000 | CHF 467.60 | CHF 416.60 | CHF 407.00 |
| 2'500 | CHF 438.40 | CHF 387.40 | CHF 372.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 419.40 | CHF 381.70 | CHF 365.00 |
| 500 | CHF 407.80 | CHF 370.10 | CHF 355.00 |
| 1'000 | CHF 378.60 | CHF 340.90 | CHF 329.60 |
| 1'500 | CHF 349.50 | CHF 311.80 | CHF 304.20 |
| 2'000 | CHF 320.30 | CHF 282.60 | CHF 278.80 |
| 2'500 | CHF 291.10 | CHF 254.60 | CHF 247.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 65.20 | CHF 59.40 | CHF 56.80 |
| 100 | CHF 62.30 | CHF 56.50 | CHF 54.30 |
| 200 | CHF 59.40 | CHF 53.60 | CHF 51.80 |
| 300 | CHF 56.50 | CHF 50.70 | CHF 49.20 |
| 400 | CHF 53.60 | CHF 47.70 | CHF 46.70 |
| 500 | CHF 50.70 | CHF 44.80 | CHF 43.10 |
With or without accident cover
With accident cover: CHF 566.70 a month. Without: CHF 527.10. Dropping it saves CHF 475.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 474.10 in 2025 to CHF 346.80 — a rise of 4.0 %.
The 8 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton St. Gallen, not to the municipality.
Gaiserwald · Gossau (SG) · Niederbüren · Niederhelfenschwil · Oberbüren · St. Gallen · Wil (SG) · Zuzwil (SG)
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 479.65 | View |
| Vivao Sympany | CHF 479.70 | View |
| sana24 | CHF 482.70 | View |
| SWICA | CHF 482.90 | View |
| Helsana | CHF 483.60 | View |
| Agrisano | CHF 485.40 | View |
| ÖKK | CHF 485.80 | View |
| CONCORDIA | CHF 486.70 | View |
| KPT | CHF 487.30 | View |
| Atupri | CHF 489.30 | View |
| CSS | CHF 491.90 | View |
| Assura-Basis | CHF 492.20 | View |
| Galenos | CHF 498.00 | View |
| Avenir | CHF 501.50 | View |
| rhenusana | CHF 505.60 | View |
| EGK | CHF 508.20 | View |
| Sumiswalder | CHF 510.90 | View |
| Mutuel | CHF 527.60 | View |
| Visana | CHF 541.30 | View |
| vita surselva | CHF 550.00 | View |
| Glarner | CHF 551.40 | View |
| SLKK | CHF 569.40 | View |
| Philos | CHF 569.40 | View |
| Einsiedler | CHF 591.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.