EGK — Region 1 of canton St. Gallen, 2026 premiums
EGK covers the 8 municipalities of Region 1 in canton St. Gallen. Its lowest adult premium here is CHF 355.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
EGK ranks 17 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 509.79 a month.
What staying costs
Moving from EGK to Sanitas, the cheapest insurer in this region, saves CHF 342.60 a year for an adult on the same profile.
The full EGK table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 577.40 | CHF 528.40 | CHF 508.20 |
| 500 | CHF 565.80 | CHF 516.80 | CHF 496.60 |
| 1'000 | CHF 536.60 | CHF 487.60 | CHF 467.40 |
| 1'500 | CHF 507.40 | CHF 458.40 | CHF 438.20 |
| 2'000 | CHF 478.30 | CHF 429.30 | CHF 409.10 |
| 2'500 | CHF 449.10 | CHF 400.10 | CHF 379.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 415.60 | CHF 380.30 | CHF 380.30 |
| 500 | CHF 404.00 | CHF 368.70 | CHF 368.70 |
| 1'000 | CHF 374.80 | CHF 339.50 | CHF 339.50 |
| 1'500 | CHF 345.60 | CHF 310.30 | CHF 310.30 |
| 2'000 | CHF 316.50 | CHF 281.20 | CHF 281.20 |
| 2'500 | CHF 287.30 | CHF 252.00 | CHF 252.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 115.50 | CHF 104.60 | CHF 102.00 |
| 100 | CHF 114.50 | CHF 103.70 | CHF 101.10 |
| 200 | CHF 113.50 | CHF 102.70 | CHF 100.10 |
| 300 | CHF 112.60 | CHF 101.70 | CHF 99.10 |
| 400 | CHF 111.60 | CHF 100.70 | CHF 98.10 |
| 500 | CHF 110.60 | CHF 99.70 | CHF 97.10 |
With or without accident cover
With accident cover: CHF 577.40 a month. Without: CHF 539.90. Dropping it saves CHF 450.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 490.90 in 2025 to CHF 355.30 — a rise of 3.5 %.
The 8 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton St. Gallen, not to the municipality.
Gaiserwald · Gossau (SG) · Niederbüren · Niederhelfenschwil · Oberbüren · St. Gallen · Wil (SG) · Zuzwil (SG)
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 479.65 | View |
| Vivao Sympany | CHF 479.70 | View |
| sana24 | CHF 482.70 | View |
| SWICA | CHF 482.90 | View |
| Helsana | CHF 483.60 | View |
| Agrisano | CHF 485.40 | View |
| ÖKK | CHF 485.80 | View |
| CONCORDIA | CHF 486.70 | View |
| KPT | CHF 487.30 | View |
| Atupri | CHF 489.30 | View |
| CSS | CHF 491.90 | View |
| Assura-Basis | CHF 492.20 | View |
| Aquilana | CHF 493.10 | View |
| Galenos | CHF 498.00 | View |
| Avenir | CHF 501.50 | View |
| rhenusana | CHF 505.60 | View |
| Sumiswalder | CHF 510.90 | View |
| Mutuel | CHF 527.60 | View |
| Visana | CHF 541.30 | View |
| vita surselva | CHF 550.00 | View |
| Glarner | CHF 551.40 | View |
| SLKK | CHF 569.40 | View |
| Philos | CHF 569.40 | View |
| Einsiedler | CHF 591.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.