Assura-Basis — Region 1 of canton St. Gallen, 2026 premiums
Assura-Basis covers the 8 municipalities of Region 1 in canton St. Gallen. Its lowest adult premium here is CHF 338.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Assura-Basis ranks 12 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 509.79 a month.
What staying costs
Moving from Assura-Basis to Sanitas, the cheapest insurer in this region, saves CHF 150.60 a year for an adult on the same profile.
The full Assura-Basis table
396 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 595.10 | CHF 492.20 |
| 500 | CHF 583.50 | CHF 480.60 |
| 1'000 | CHF 554.30 | CHF 451.40 |
| 1'500 | CHF 525.10 | CHF 422.20 |
| 2'000 | CHF 496.00 | CHF 393.10 |
| 2'500 | CHF 466.80 | CHF 363.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 422.60 | CHF 349.50 |
| 500 | CHF 411.00 | CHF 337.90 |
| 1'000 | CHF 381.80 | CHF 308.70 |
| 1'500 | CHF 352.60 | CHF 279.50 |
| 2'000 | CHF 323.50 | CHF 250.40 |
| 2'500 | CHF 294.30 | CHF 227.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 121.00 | CHF 100.10 |
| 100 | CHF 115.20 | CHF 94.30 |
| 200 | CHF 109.40 | CHF 88.50 |
| 300 | CHF 103.50 | CHF 82.60 |
| 400 | CHF 97.70 | CHF 76.80 |
| 500 | CHF 91.90 | CHF 71.00 |
| 600 | CHF 86.00 | CHF 65.10 |
With or without accident cover
With accident cover: CHF 595.10 a month. Without: CHF 553.50. Dropping it saves CHF 499.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 480.70 in 2025 to CHF 338.50 — a rise of 2.4 %.
The 8 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton St. Gallen, not to the municipality.
Gaiserwald · Gossau (SG) · Niederbüren · Niederhelfenschwil · Oberbüren · St. Gallen · Wil (SG) · Zuzwil (SG)
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 479.65 | View |
| Vivao Sympany | CHF 479.70 | View |
| sana24 | CHF 482.70 | View |
| SWICA | CHF 482.90 | View |
| Helsana | CHF 483.60 | View |
| Agrisano | CHF 485.40 | View |
| ÖKK | CHF 485.80 | View |
| CONCORDIA | CHF 486.70 | View |
| KPT | CHF 487.30 | View |
| Atupri | CHF 489.30 | View |
| CSS | CHF 491.90 | View |
| Aquilana | CHF 493.10 | View |
| Galenos | CHF 498.00 | View |
| Avenir | CHF 501.50 | View |
| rhenusana | CHF 505.60 | View |
| EGK | CHF 508.20 | View |
| Sumiswalder | CHF 510.90 | View |
| Mutuel | CHF 527.60 | View |
| Visana | CHF 541.30 | View |
| vita surselva | CHF 550.00 | View |
| Glarner | CHF 551.40 | View |
| SLKK | CHF 569.40 | View |
| Philos | CHF 569.40 | View |
| Einsiedler | CHF 591.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.