Einsiedler — Region 1 of canton St. Gallen, 2026 premiums
Einsiedler covers the 8 municipalities of Region 1 in canton St. Gallen. Its lowest adult premium here is CHF 435.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Einsiedler ranks 25 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 509.79 a month.
What staying costs
Moving from Einsiedler to Sanitas, the cheapest insurer in this region, saves CHF 1'338.60 a year for an adult on the same profile.
The full Einsiedler table
38 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 591.20 |
| 500 | CHF 579.60 |
| 1'000 | CHF 550.40 |
| 1'500 | CHF 521.20 |
| 2'000 | CHF 492.10 |
| 2'500 | CHF 462.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 502.50 |
| 500 | CHF 490.90 |
| 1'000 | CHF 461.70 |
| 1'500 | CHF 432.50 |
| 2'000 | CHF 403.40 |
| 2'500 | CHF 374.20 |
Children Up to age 18.
| Deductible | Free choice of doctor |
|---|---|
| 0 | CHF 147.80 |
| 100 | CHF 142.10 |
| 200 | CHF 138.80 |
| 300 | CHF 130.30 |
| 400 | CHF 124.50 |
| 500 | CHF 118.70 |
| 600 | CHF 112.80 |
With or without accident cover
With accident cover: CHF 591.20 a month. Without: CHF 555.70. Dropping it saves CHF 426.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 539.90 in 2025 to CHF 435.20 — a rise of 9.5 %.
The 8 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton St. Gallen, not to the municipality.
Gaiserwald · Gossau (SG) · Niederbüren · Niederhelfenschwil · Oberbüren · St. Gallen · Wil (SG) · Zuzwil (SG)
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 479.65 | View |
| Vivao Sympany | CHF 479.70 | View |
| sana24 | CHF 482.70 | View |
| SWICA | CHF 482.90 | View |
| Helsana | CHF 483.60 | View |
| Agrisano | CHF 485.40 | View |
| ÖKK | CHF 485.80 | View |
| CONCORDIA | CHF 486.70 | View |
| KPT | CHF 487.30 | View |
| Atupri | CHF 489.30 | View |
| CSS | CHF 491.90 | View |
| Assura-Basis | CHF 492.20 | View |
| Aquilana | CHF 493.10 | View |
| Galenos | CHF 498.00 | View |
| Avenir | CHF 501.50 | View |
| rhenusana | CHF 505.60 | View |
| EGK | CHF 508.20 | View |
| Sumiswalder | CHF 510.90 | View |
| Mutuel | CHF 527.60 | View |
| Visana | CHF 541.30 | View |
| vita surselva | CHF 550.00 | View |
| Glarner | CHF 551.40 | View |
| SLKK | CHF 569.40 | View |
| Philos | CHF 569.40 | View |
Source: Federal Office of Public Health (FOPH), official premiums.