SLKK — Region 1 of canton St. Gallen, 2026 premiums
SLKK covers the 8 municipalities of Region 1 in canton St. Gallen. Its lowest adult premium here is CHF 431.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SLKK ranks 23 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 509.79 a month.
What staying costs
Moving from SLKK to Sanitas, the cheapest insurer in this region, saves CHF 1'077.00 a year for an adult on the same profile.
The full SLKK table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 662.10 | CHF 595.90 | CHF 569.40 |
| 500 | CHF 650.50 | CHF 585.40 | CHF 559.40 |
| 1'000 | CHF 621.30 | CHF 559.20 | CHF 534.30 |
| 1'500 | CHF 592.10 | CHF 532.90 | CHF 509.20 |
| 2'000 | CHF 563.00 | CHF 506.70 | CHF 484.20 |
| 2'500 | CHF 533.80 | CHF 480.40 | CHF 459.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 542.90 | CHF 488.60 | CHF 466.90 |
| 500 | CHF 531.30 | CHF 478.20 | CHF 456.90 |
| 1'000 | CHF 502.10 | CHF 451.90 | CHF 431.80 |
| 1'500 | CHF 472.90 | CHF 425.60 | CHF 406.70 |
| 2'000 | CHF 443.80 | CHF 399.40 | CHF 381.70 |
| 2'500 | CHF 414.60 | CHF 373.20 | CHF 356.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 143.00 | CHF 128.70 | CHF 123.00 |
| 100 | CHF 137.20 | CHF 123.50 | CHF 118.00 |
| 200 | CHF 131.40 | CHF 118.30 | CHF 113.00 |
| 300 | CHF 125.50 | CHF 113.00 | CHF 107.90 |
| 400 | CHF 120.00 | CHF 108.00 | CHF 103.20 |
| 500 | CHF 113.90 | CHF 102.50 | CHF 98.00 |
| 600 | CHF 108.00 | CHF 97.20 | CHF 92.90 |
With or without accident cover
With accident cover: CHF 662.10 a month. Without: CHF 622.40. Dropping it saves CHF 476.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 562.90 in 2025 to CHF 431.50 — a rise of 1.2 %.
The 8 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton St. Gallen, not to the municipality.
Gaiserwald · Gossau (SG) · Niederbüren · Niederhelfenschwil · Oberbüren · St. Gallen · Wil (SG) · Zuzwil (SG)
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 479.65 | View |
| Vivao Sympany | CHF 479.70 | View |
| sana24 | CHF 482.70 | View |
| SWICA | CHF 482.90 | View |
| Helsana | CHF 483.60 | View |
| Agrisano | CHF 485.40 | View |
| ÖKK | CHF 485.80 | View |
| CONCORDIA | CHF 486.70 | View |
| KPT | CHF 487.30 | View |
| Atupri | CHF 489.30 | View |
| CSS | CHF 491.90 | View |
| Assura-Basis | CHF 492.20 | View |
| Aquilana | CHF 493.10 | View |
| Galenos | CHF 498.00 | View |
| Avenir | CHF 501.50 | View |
| rhenusana | CHF 505.60 | View |
| EGK | CHF 508.20 | View |
| Sumiswalder | CHF 510.90 | View |
| Mutuel | CHF 527.60 | View |
| Visana | CHF 541.30 | View |
| vita surselva | CHF 550.00 | View |
| Glarner | CHF 551.40 | View |
| Philos | CHF 569.40 | View |
| Einsiedler | CHF 591.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.