Aquilana in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest Aquilana premium went from CHF 317.20 a month in 2015 to CHF 447.80 in 2026 — a rise of +41.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 317.20 | CHF 247.00 | CHF 70.20 |
| 2016 | CHF 334.70 | CHF 257.00 | CHF 77.70 |
| 2017 | CHF 349.70 | CHF 292.90 | CHF 56.80 |
| 2018 | CHF 372.50 | CHF 311.00 | CHF 61.50 |
| 2019 | CHF 389.20 | CHF 331.20 | CHF 58.00 |
| 2020 | CHF 389.20 | CHF 333.50 | CHF 55.70 |
| 2021 | CHF 385.00 | CHF 331.20 | CHF 53.80 |
| 2022 | CHF 369.60 | CHF 332.90 | CHF 36.70 |
| 2023 | CHF 372.80 | CHF 343.90 | CHF 28.90 |
| 2024 | CHF 410.10 | CHF 366.90 | CHF 43.20 |
| 2025 | CHF 430.60 | CHF 381.60 | CHF 49.00 |
| 2026 | CHF 447.80 | CHF 401.60 | CHF 46.20 |
Faster or slower than the rest?
Aquilana rose +41.2 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +10.0 % in one go. The premium did not move in 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
Aquilana, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.