Einsiedler in canton St. Gallen: twelve years of premiums
In canton St. Gallen, the lowest Einsiedler premium went from CHF 352.00 a month in 2015 to CHF 525.95 in 2026 — a rise of +49.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 352.00 | CHF 247.00 | CHF 105.00 |
| 2016 | CHF 365.00 | CHF 257.00 | CHF 108.00 |
| 2017 | CHF 387.00 | CHF 292.90 | CHF 94.10 |
| 2018 | CHF 404.00 | CHF 311.00 | CHF 93.00 |
| 2019 | CHF 420.00 | CHF 331.20 | CHF 88.80 |
| 2020 | CHF 420.00 | CHF 333.50 | CHF 86.50 |
| 2021 | CHF 432.60 | CHF 331.20 | CHF 101.40 |
| 2022 | CHF 432.30 | CHF 332.90 | CHF 99.40 |
| 2023 | CHF 432.30 | CHF 343.90 | CHF 88.40 |
| 2024 | CHF 432.30 | CHF 366.90 | CHF 65.40 |
| 2025 | CHF 480.30 | CHF 381.60 | CHF 98.70 |
| 2026 | CHF 525.95 | CHF 401.60 | CHF 124.35 |
Faster or slower than the rest?
Einsiedler rose +49.4 % over the period, against +62.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +11.1 % in one go. The premium did not move in 2020, 2023, 2024.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
St. Gallen, canton by canton
Einsiedler, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.