Mutuel in canton Fribourg: twelve years of premiums
In canton Fribourg, the lowest Mutuel premium went from CHF 326.00 a month in 2015 to CHF 512.30 in 2026 — a rise of +57.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 326.00 | CHF 277.50 | CHF 48.50 |
| 2016 | CHF 341.90 | CHF 294.20 | CHF 47.70 |
| 2017 | CHF 362.90 | CHF 315.20 | CHF 47.70 |
| 2018 | CHF 382.70 | CHF 334.00 | CHF 48.70 |
| 2019 | CHF 389.40 | CHF 346.50 | CHF 42.90 |
| 2020 | CHF 388.60 | CHF 351.50 | CHF 37.10 |
| 2021 | CHF 388.60 | CHF 357.60 | CHF 31.00 |
| 2022 | CHF 388.60 | CHF 362.80 | CHF 25.80 |
| 2023 | CHF 409.30 | CHF 381.70 | CHF 27.60 |
| 2024 | CHF 439.70 | CHF 399.70 | CHF 40.00 |
| 2025 | CHF 493.00 | CHF 423.60 | CHF 69.40 |
| 2026 | CHF 512.30 | CHF 450.00 | CHF 62.30 |
Faster or slower than the rest?
Mutuel rose +57.2 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +12.1 % in one go. The premium did not move in 2021, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Fribourg, canton by canton
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.