Mutuel — Region 1, Vaud: twelve years of premiums
Region 1, Vaud: the lowest Mutuel premium went from CHF 404.60 a month in 2015 to CHF 617.50 in 2026 — a rise of +52.6 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 404.60 | CHF 344.30 | CHF 60.30 |
| 2016 | CHF 415.80 | CHF 364.00 | CHF 51.80 |
| 2017 | CHF 443.70 | CHF 378.50 | CHF 65.20 |
| 2018 | CHF 490.80 | CHF 404.60 | CHF 86.20 |
| 2019 | CHF 507.80 | CHF 442.50 | CHF 65.30 |
| 2020 | CHF 483.40 | CHF 445.90 | CHF 37.50 |
| 2021 | CHF 491.80 | CHF 440.80 | CHF 51.00 |
| 2022 | CHF 491.80 | CHF 444.80 | CHF 47.00 |
| 2023 | CHF 509.10 | CHF 469.00 | CHF 40.10 |
| 2024 | CHF 548.60 | CHF 520.60 | CHF 28.00 |
| 2025 | CHF 598.90 | CHF 546.70 | CHF 52.20 |
| 2026 | CHF 617.50 | CHF 570.10 | CHF 47.40 |
Faster or slower than the rest?
Mutuel rose +52.6 % over the period, against +65.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +10.6 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.