ÖKK in canton Fribourg: twelve years of premiums
In canton Fribourg, the lowest ÖKK premium went from CHF 341.70 a month in 2015 to CHF 477.90 in 2026 — a rise of +39.9 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 341.70 | CHF 277.50 | CHF 64.20 |
| 2016 | CHF 363.20 | CHF 294.20 | CHF 69.00 |
| 2017 | CHF 386.80 | CHF 315.20 | CHF 71.60 |
| 2018 | CHF 395.10 | CHF 334.00 | CHF 61.10 |
| 2019 | CHF 399.90 | CHF 346.50 | CHF 53.40 |
| 2020 | CHF 399.90 | CHF 351.50 | CHF 48.40 |
| 2021 | CHF 399.90 | CHF 357.60 | CHF 42.30 |
| 2022 | CHF 399.90 | CHF 362.80 | CHF 37.10 |
| 2023 | CHF 417.60 | CHF 381.70 | CHF 35.90 |
| 2024 | CHF 423.70 | CHF 399.70 | CHF 24.00 |
| 2025 | CHF 453.30 | CHF 423.60 | CHF 29.70 |
| 2026 | CHF 477.90 | CHF 450.00 | CHF 27.90 |
Faster or slower than the rest?
ÖKK rose +39.9 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +7.0 % in one go. The premium did not move in 2020, 2021, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Fribourg, canton by canton
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.