SWICA — Region 1, Vaud: twelve years of premiums
Region 1, Vaud: the lowest SWICA premium went from CHF 414.70 a month in 2015 to CHF 581.60 in 2026 — a rise of +40.3 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 414.70 | CHF 344.30 | CHF 70.40 |
| 2016 | CHF 414.90 | CHF 364.00 | CHF 50.90 |
| 2017 | CHF 440.10 | CHF 378.50 | CHF 61.60 |
| 2018 | CHF 438.40 | CHF 404.60 | CHF 33.80 |
| 2019 | CHF 444.30 | CHF 442.50 | CHF 1.80 |
| 2020 | CHF 469.50 | CHF 445.90 | CHF 23.60 |
| 2021 | CHF 472.00 | CHF 440.80 | CHF 31.20 |
| 2022 | CHF 474.90 | CHF 444.80 | CHF 30.10 |
| 2023 | CHF 481.20 | CHF 469.00 | CHF 12.20 |
| 2024 | CHF 540.20 | CHF 520.60 | CHF 19.60 |
| 2025 | CHF 553.60 | CHF 546.70 | CHF 6.90 |
| 2026 | CHF 581.60 | CHF 570.10 | CHF 11.50 |
Faster or slower than the rest?
SWICA rose +40.3 % over the period, against +65.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +12.3 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.