Agrisano AGRIsmart — Appenzell Innerrhoden

Appenzell Innerrhoden: the AGRIsmart model from Agrisano costs CHF 353.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 353.50, AGRIsmart is the lowest premium in this region, across every insurer and every model.

On average, AGRIsmart costs CHF 690.00 less per year than Agrisano's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.