Agrisano AGRIsmart — Region 2, Lucerne
Region 2, Lucerne: the AGRIsmart model from Agrisano costs CHF 425.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 425.70, AGRIsmart is the lowest premium in this region, across every insurer and every model.
On average, AGRIsmart costs CHF 831.60 less per year than Agrisano's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 425.70 | CHF 404.40 |
| 500 | CHF 415.60 | CHF 394.80 |
| 1'000 | CHF 390.60 | CHF 371.10 |
| 1'500 | CHF 365.50 | CHF 347.20 |
| 2'000 | CHF 340.40 | CHF 323.40 |
| 2'500 | CHF 315.40 | CHF 299.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 310.80 | CHF 295.30 |
| 500 | CHF 300.70 | CHF 285.70 |
| 1'000 | CHF 275.70 | CHF 261.90 |
| 1'500 | CHF 250.60 | CHF 238.10 |
| 2'000 | CHF 225.50 | CHF 214.20 |
| 2'500 | CHF 200.50 | CHF 190.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 93.70 | CHF 89.00 |
| 200 | CHF 83.60 | CHF 79.40 |
| 300 | CHF 78.60 | CHF 74.70 |
| 400 | CHF 73.60 | CHF 69.90 |
| 500 | CHF 68.50 | CHF 65.10 |
| 600 | CHF 63.60 | CHF 60.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.