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Agrisano AGRIsmart — Obwalden

Obwalden: the AGRIsmart model from Agrisano costs CHF 382.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 382.80, AGRIsmart is the lowest premium in this region, across every insurer and every model.

On average, AGRIsmart costs CHF 747.60 less per year than Agrisano's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 382.80CHF 363.70
500CHF 372.70CHF 354.10
1'000CHF 347.70CHF 330.30
1'500CHF 322.60CHF 306.50
2'000CHF 297.50CHF 282.60
2'500CHF 272.40CHF 258.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 279.40CHF 265.40
500CHF 269.40CHF 255.90
1'000CHF 244.30CHF 232.10
1'500CHF 219.20CHF 208.20
2'000CHF 194.10CHF 184.40
2'500CHF 171.00CHF 162.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 84.20CHF 80.00
200CHF 74.10CHF 70.40
300CHF 69.10CHF 65.60
400CHF 64.20CHF 61.00
500CHF 59.10CHF 56.10
600CHF 54.10CHF 51.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.