Agrisano AGRIsmart — Neuchâtel
Neuchâtel: the AGRIsmart model from Agrisano costs CHF 579.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 579.90, AGRIsmart is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, AGRIsmart costs CHF 1'527.60 less per year than Agrisano's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 579.90 | CHF 550.90 |
| 500 | CHF 570.30 | CHF 541.80 |
| 1'000 | CHF 546.40 | CHF 519.10 |
| 1'500 | CHF 522.50 | CHF 496.40 |
| 2'000 | CHF 498.60 | CHF 473.70 |
| 2'500 | CHF 474.70 | CHF 451.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 423.40 | CHF 402.20 |
| 500 | CHF 413.80 | CHF 393.10 |
| 1'000 | CHF 389.90 | CHF 370.40 |
| 1'500 | CHF 366.00 | CHF 347.70 |
| 2'000 | CHF 342.00 | CHF 324.90 |
| 2'500 | CHF 318.20 | CHF 302.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.60 | CHF 121.20 |
| 200 | CHF 118.00 | CHF 112.10 |
| 300 | CHF 113.20 | CHF 107.50 |
| 400 | CHF 108.50 | CHF 103.10 |
| 500 | CHF 103.60 | CHF 98.40 |
| 600 | CHF 98.90 | CHF 94.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.