Agrisano AGRIsmart — Region 2, St. Gallen
Region 2, St. Gallen: the AGRIsmart model from Agrisano costs CHF 419.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 419.60, AGRIsmart is the lowest premium in this region, across every insurer and every model.
On average, AGRIsmart costs CHF 819.60 less per year than Agrisano's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 419.60 | CHF 398.60 |
| 500 | CHF 409.50 | CHF 389.00 |
| 1'000 | CHF 384.50 | CHF 365.30 |
| 1'500 | CHF 359.40 | CHF 341.40 |
| 2'000 | CHF 334.30 | CHF 317.60 |
| 2'500 | CHF 309.30 | CHF 293.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 306.30 | CHF 291.00 |
| 500 | CHF 296.30 | CHF 281.50 |
| 1'000 | CHF 271.20 | CHF 257.60 |
| 1'500 | CHF 246.10 | CHF 233.80 |
| 2'000 | CHF 221.00 | CHF 210.00 |
| 2'500 | CHF 196.00 | CHF 186.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 92.30 | CHF 87.70 |
| 200 | CHF 82.20 | CHF 78.10 |
| 300 | CHF 77.20 | CHF 73.30 |
| 400 | CHF 72.20 | CHF 68.60 |
| 500 | CHF 67.20 | CHF 63.80 |
| 600 | CHF 62.20 | CHF 59.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.