Agrisano AGRIsmart — Region 3, Bern
Region 3, Bern: the AGRIsmart model from Agrisano costs CHF 447.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 447.50, AGRIsmart is the lowest premium in this region, across every insurer and every model.
On average, AGRIsmart costs CHF 874.80 less per year than Agrisano's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 447.50 | CHF 425.10 |
| 500 | CHF 437.50 | CHF 415.60 |
| 1'000 | CHF 412.50 | CHF 391.90 |
| 1'500 | CHF 387.30 | CHF 367.90 |
| 2'000 | CHF 362.20 | CHF 344.10 |
| 2'500 | CHF 337.20 | CHF 320.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 326.70 | CHF 310.40 |
| 500 | CHF 316.70 | CHF 300.90 |
| 1'000 | CHF 291.60 | CHF 277.00 |
| 1'500 | CHF 266.50 | CHF 253.20 |
| 2'000 | CHF 241.40 | CHF 229.30 |
| 2'500 | CHF 216.40 | CHF 205.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 98.50 | CHF 93.60 |
| 200 | CHF 88.40 | CHF 84.00 |
| 300 | CHF 83.40 | CHF 79.20 |
| 400 | CHF 78.40 | CHF 74.50 |
| 500 | CHF 73.40 | CHF 69.70 |
| 600 | CHF 68.40 | CHF 65.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.