Agrisano AGRIsmart — Region 3, St. Gallen
Region 3, St. Gallen: the AGRIsmart model from Agrisano costs CHF 401.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 401.60, AGRIsmart is the lowest premium in this region, across every insurer and every model.
On average, AGRIsmart costs CHF 784.80 less per year than Agrisano's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 401.60 | CHF 381.50 |
| 500 | CHF 391.60 | CHF 372.00 |
| 1'000 | CHF 366.50 | CHF 348.20 |
| 1'500 | CHF 341.40 | CHF 324.30 |
| 2'000 | CHF 316.30 | CHF 300.50 |
| 2'500 | CHF 291.30 | CHF 276.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 293.20 | CHF 278.50 |
| 500 | CHF 283.10 | CHF 268.90 |
| 1'000 | CHF 258.10 | CHF 245.20 |
| 1'500 | CHF 233.00 | CHF 221.40 |
| 2'000 | CHF 207.90 | CHF 197.50 |
| 2'500 | CHF 182.80 | CHF 173.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 88.30 | CHF 83.90 |
| 200 | CHF 78.30 | CHF 74.40 |
| 300 | CHF 73.30 | CHF 69.60 |
| 400 | CHF 68.30 | CHF 64.90 |
| 500 | CHF 63.20 | CHF 60.00 |
| 600 | CHF 58.20 | CHF 55.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.