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Agrisano AGRIsmart — Nidwalden

Nidwalden: the AGRIsmart model from Agrisano costs CHF 385.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 385.40, AGRIsmart is the lowest premium in this region, across every insurer and every model.

On average, AGRIsmart costs CHF 752.40 less per year than Agrisano's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 385.40CHF 366.10
500CHF 375.30CHF 356.50
1'000CHF 350.30CHF 332.80
1'500CHF 325.20CHF 308.90
2'000CHF 300.10CHF 285.10
2'500CHF 275.00CHF 261.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 281.30CHF 267.20
500CHF 271.20CHF 257.60
1'000CHF 246.20CHF 233.90
1'500CHF 221.10CHF 210.00
2'000CHF 196.00CHF 186.20
2'500CHF 172.20CHF 163.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 84.80CHF 80.60
200CHF 74.70CHF 71.00
300CHF 69.70CHF 66.20
400CHF 64.80CHF 61.60
500CHF 59.70CHF 56.70
600CHF 54.70CHF 52.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.