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Assura-Basis Médecin de famille — Appenzell Innerrhoden

Appenzell Innerrhoden: the Médecin de famille model from Assura-Basis costs CHF 375.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 375.90, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille costs CHF 500.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 375.90CHF 349.60
500CHF 364.30CHF 338.80
1'000CHF 335.10CHF 311.70
1'500CHF 305.90CHF 284.50
2'000CHF 276.80CHF 257.50
2'500CHF 247.60CHF 230.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 300.70CHF 279.70
500CHF 289.10CHF 268.90
1'000CHF 259.90CHF 241.80
1'500CHF 230.70CHF 214.60
2'000CHF 201.60CHF 187.50
2'500CHF 179.70CHF 167.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 86.20CHF 80.20
100CHF 80.40CHF 74.80
200CHF 74.60CHF 69.40
300CHF 68.70CHF 63.90
400CHF 62.90CHF 58.50
500CHF 57.10CHF 53.20
600CHF 51.50CHF 47.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.