Assura-Basis Médecin de famille — Appenzell Innerrhoden
Appenzell Innerrhoden: the Médecin de famille model from Assura-Basis costs CHF 375.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 375.90, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille costs CHF 500.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 375.90 | CHF 349.60 |
| 500 | CHF 364.30 | CHF 338.80 |
| 1'000 | CHF 335.10 | CHF 311.70 |
| 1'500 | CHF 305.90 | CHF 284.50 |
| 2'000 | CHF 276.80 | CHF 257.50 |
| 2'500 | CHF 247.60 | CHF 230.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 300.70 | CHF 279.70 |
| 500 | CHF 289.10 | CHF 268.90 |
| 1'000 | CHF 259.90 | CHF 241.80 |
| 1'500 | CHF 230.70 | CHF 214.60 |
| 2'000 | CHF 201.60 | CHF 187.50 |
| 2'500 | CHF 179.70 | CHF 167.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 86.20 | CHF 80.20 |
| 100 | CHF 80.40 | CHF 74.80 |
| 200 | CHF 74.60 | CHF 69.40 |
| 300 | CHF 68.70 | CHF 63.90 |
| 400 | CHF 62.90 | CHF 58.50 |
| 500 | CHF 57.10 | CHF 53.20 |
| 600 | CHF 51.50 | CHF 47.90 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.