Assura-Basis Médecin de famille — Region 3, St. Gallen
Region 3, St. Gallen: the Médecin de famille model from Assura-Basis costs CHF 466.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 466.60, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille costs CHF 691.20 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 466.60 | CHF 434.00 |
| 500 | CHF 455.00 | CHF 423.20 |
| 1'000 | CHF 425.80 | CHF 396.00 |
| 1'500 | CHF 396.60 | CHF 368.90 |
| 2'000 | CHF 367.50 | CHF 341.80 |
| 2'500 | CHF 338.30 | CHF 314.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 331.40 | CHF 308.30 |
| 500 | CHF 319.80 | CHF 297.50 |
| 1'000 | CHF 290.60 | CHF 270.30 |
| 1'500 | CHF 261.40 | CHF 243.20 |
| 2'000 | CHF 232.30 | CHF 216.10 |
| 2'500 | CHF 203.10 | CHF 188.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 98.10 | CHF 91.30 |
| 100 | CHF 92.30 | CHF 85.90 |
| 200 | CHF 86.50 | CHF 80.50 |
| 300 | CHF 80.60 | CHF 75.00 |
| 400 | CHF 74.80 | CHF 69.60 |
| 500 | CHF 69.00 | CHF 64.20 |
| 600 | CHF 63.10 | CHF 58.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.