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Assura-Basis Médecin de famille — Region 2, Bern

Region 2, Bern: the Médecin de famille model from Assura-Basis costs CHF 515.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 515.70, Médecin de famille is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille costs CHF 843.60 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 515.70CHF 479.70
500CHF 504.10CHF 468.90
1'000CHF 474.90CHF 441.70
1'500CHF 445.70CHF 414.60
2'000CHF 416.60CHF 387.50
2'500CHF 387.40CHF 360.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 386.90CHF 359.90
500CHF 375.30CHF 349.10
1'000CHF 346.10CHF 321.90
1'500CHF 316.90CHF 294.80
2'000CHF 287.80CHF 267.70
2'500CHF 258.60CHF 240.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 123.90CHF 115.30
100CHF 118.10CHF 109.90
200CHF 112.30CHF 104.50
300CHF 106.40CHF 99.00
400CHF 100.60CHF 93.60
500CHF 94.80CHF 88.20
600CHF 88.90CHF 82.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.