Assura-Basis Médecin de famille — Region 3, Lucerne
Region 3, Lucerne: the Médecin de famille model from Assura-Basis costs CHF 457.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 457.70, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 414.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille costs CHF 476.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 457.70 | CHF 425.70 |
| 500 | CHF 446.10 | CHF 414.90 |
| 1'000 | CHF 416.90 | CHF 387.80 |
| 1'500 | CHF 387.70 | CHF 360.60 |
| 2'000 | CHF 358.60 | CHF 333.50 |
| 2'500 | CHF 329.40 | CHF 306.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 357.10 | CHF 332.20 |
| 500 | CHF 345.50 | CHF 321.40 |
| 1'000 | CHF 316.30 | CHF 294.20 |
| 1'500 | CHF 287.10 | CHF 267.10 |
| 2'000 | CHF 258.00 | CHF 240.00 |
| 2'500 | CHF 228.80 | CHF 212.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.50 | CHF 98.20 |
| 100 | CHF 99.70 | CHF 92.80 |
| 200 | CHF 93.90 | CHF 87.40 |
| 300 | CHF 88.00 | CHF 81.90 |
| 400 | CHF 82.20 | CHF 76.50 |
| 500 | CHF 76.40 | CHF 71.10 |
| 600 | CHF 70.50 | CHF 65.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.