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Assura-Basis Médecin de famille — Region 2, St. Gallen

Region 2, St. Gallen: the Médecin de famille model from Assura-Basis costs CHF 491.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 491.10, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille costs CHF 727.20 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 491.10CHF 456.80
500CHF 479.50CHF 446.00
1'000CHF 450.30CHF 418.80
1'500CHF 421.10CHF 391.70
2'000CHF 392.00CHF 364.60
2'500CHF 362.80CHF 337.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 348.80CHF 324.40
500CHF 337.20CHF 313.60
1'000CHF 308.00CHF 286.50
1'500CHF 278.80CHF 259.30
2'000CHF 249.70CHF 232.30
2'500CHF 220.50CHF 205.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 103.20CHF 96.00
100CHF 97.40CHF 90.60
200CHF 91.60CHF 85.20
300CHF 85.70CHF 79.80
400CHF 79.90CHF 74.40
500CHF 74.10CHF 69.00
600CHF 68.20CHF 63.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.