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Assura-Basis Médecin de famille — Neuchâtel

Neuchâtel: the Médecin de famille model from Assura-Basis costs CHF 589.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 589.50, Médecin de famille is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille costs CHF 1'010.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 589.50CHF 548.30
500CHF 577.90CHF 537.50
1'000CHF 548.70CHF 510.30
1'500CHF 519.50CHF 483.20
2'000CHF 490.40CHF 456.10
2'500CHF 461.20CHF 429.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 442.20CHF 411.30
500CHF 430.60CHF 400.50
1'000CHF 401.40CHF 373.40
1'500CHF 372.20CHF 346.20
2'000CHF 343.10CHF 319.10
2'500CHF 313.90CHF 292.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 132.70CHF 123.50
100CHF 126.90CHF 118.10
200CHF 121.10CHF 112.70
300CHF 115.20CHF 107.20
400CHF 109.40CHF 101.80
500CHF 103.60CHF 96.40
600CHF 97.70CHF 90.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.