Assura-Basis Médecin de famille — Obwalden
Obwalden: the Médecin de famille model from Assura-Basis costs CHF 481.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 481.20, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille costs CHF 501.60 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 481.20 | CHF 447.60 |
| 500 | CHF 469.60 | CHF 436.80 |
| 1'000 | CHF 440.40 | CHF 409.60 |
| 1'500 | CHF 411.20 | CHF 382.50 |
| 2'000 | CHF 382.10 | CHF 355.40 |
| 2'500 | CHF 352.90 | CHF 328.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 385.00 | CHF 358.10 |
| 500 | CHF 373.40 | CHF 347.30 |
| 1'000 | CHF 344.20 | CHF 320.20 |
| 1'500 | CHF 315.00 | CHF 293.00 |
| 2'000 | CHF 285.90 | CHF 265.90 |
| 2'500 | CHF 256.70 | CHF 238.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.90 | CHF 121.80 |
| 100 | CHF 125.10 | CHF 116.40 |
| 200 | CHF 119.30 | CHF 111.00 |
| 300 | CHF 113.40 | CHF 105.50 |
| 400 | CHF 107.60 | CHF 100.10 |
| 500 | CHF 101.80 | CHF 94.70 |
| 600 | CHF 95.90 | CHF 89.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.