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Assura-Basis Médecin de famille — Region 3, Bern

Region 3, Bern: the Médecin de famille model from Assura-Basis costs CHF 508.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 508.10, Médecin de famille is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille costs CHF 830.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 508.10CHF 472.60
500CHF 496.50CHF 461.80
1'000CHF 467.30CHF 434.60
1'500CHF 438.10CHF 407.50
2'000CHF 409.00CHF 380.40
2'500CHF 379.80CHF 353.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 381.20CHF 354.60
500CHF 369.60CHF 343.80
1'000CHF 340.40CHF 316.60
1'500CHF 311.20CHF 289.50
2'000CHF 282.10CHF 262.40
2'500CHF 252.90CHF 235.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 122.00CHF 113.50
100CHF 116.20CHF 108.10
200CHF 110.40CHF 102.70
300CHF 104.50CHF 97.20
400CHF 98.70CHF 91.80
500CHF 92.90CHF 86.40
600CHF 87.00CHF 81.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.