Assura-Basis PharMed — Region 2, Vaud
Region 2, Vaud: the PharMed model from Assura-Basis costs CHF 537.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 537.30, PharMed is the lowest premium in this region, across every insurer and every model.
On average, PharMed costs CHF 1'005.60 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 537.30 | CHF 499.70 |
| 500 | CHF 525.70 | CHF 489.00 |
| 1'000 | CHF 496.50 | CHF 461.80 |
| 1'500 | CHF 467.30 | CHF 434.60 |
| 2'000 | CHF 438.20 | CHF 407.60 |
| 2'500 | CHF 409.00 | CHF 380.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 403.00 | CHF 374.80 |
| 500 | CHF 391.40 | CHF 364.10 |
| 1'000 | CHF 362.20 | CHF 336.90 |
| 1'500 | CHF 333.00 | CHF 309.70 |
| 2'000 | CHF 303.90 | CHF 282.70 |
| 2'500 | CHF 274.70 | CHF 255.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.10 | CHF 121.00 |
| 100 | CHF 124.30 | CHF 115.60 |
| 200 | CHF 118.50 | CHF 110.30 |
| 300 | CHF 112.60 | CHF 104.80 |
| 400 | CHF 106.80 | CHF 99.40 |
| 500 | CHF 101.00 | CHF 94.00 |
| 600 | CHF 95.10 | CHF 88.50 |
The price, region by region
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.