Assura-Basis Qualimed — Region 2, Bern
Region 2, Bern: the Qualimed model from Assura-Basis costs CHF 512.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 512.80, Qualimed is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Qualimed costs CHF 878.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 512.80 | CHF 477.00 |
| 500 | CHF 501.20 | CHF 466.20 |
| 1'000 | CHF 472.00 | CHF 439.00 |
| 1'500 | CHF 442.80 | CHF 411.90 |
| 2'000 | CHF 413.70 | CHF 384.80 |
| 2'500 | CHF 384.50 | CHF 357.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 384.70 | CHF 357.80 |
| 500 | CHF 373.10 | CHF 347.00 |
| 1'000 | CHF 343.90 | CHF 319.90 |
| 1'500 | CHF 314.70 | CHF 292.70 |
| 2'000 | CHF 285.60 | CHF 265.70 |
| 2'500 | CHF 256.40 | CHF 238.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.20 | CHF 114.60 |
| 100 | CHF 117.40 | CHF 109.20 |
| 200 | CHF 111.60 | CHF 103.80 |
| 300 | CHF 105.70 | CHF 98.40 |
| 400 | CHF 99.90 | CHF 93.00 |
| 500 | CHF 94.10 | CHF 87.60 |
| 600 | CHF 88.20 | CHF 82.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.