Assura-Basis Qualimed — Region 3, St. Gallen
Region 3, St. Gallen: the Qualimed model from Assura-Basis costs CHF 450.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 450.90, Qualimed is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Qualimed costs CHF 879.60 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 450.90 | CHF 419.40 |
| 500 | CHF 439.30 | CHF 408.60 |
| 1'000 | CHF 410.10 | CHF 381.40 |
| 1'500 | CHF 380.90 | CHF 354.30 |
| 2'000 | CHF 351.80 | CHF 327.20 |
| 2'500 | CHF 322.60 | CHF 300.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 320.20 | CHF 297.80 |
| 500 | CHF 308.60 | CHF 287.00 |
| 1'000 | CHF 279.40 | CHF 259.90 |
| 1'500 | CHF 250.20 | CHF 232.70 |
| 2'000 | CHF 221.10 | CHF 205.70 |
| 2'500 | CHF 200.20 | CHF 186.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 94.80 | CHF 88.20 |
| 100 | CHF 89.00 | CHF 82.80 |
| 200 | CHF 83.20 | CHF 77.40 |
| 300 | CHF 77.30 | CHF 71.90 |
| 400 | CHF 71.50 | CHF 66.50 |
| 500 | CHF 65.70 | CHF 61.20 |
| 600 | CHF 59.80 | CHF 55.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.