Assura-Basis Qualimed — Region 2, St. Gallen
Region 2, St. Gallen: the Qualimed model from Assura-Basis costs CHF 474.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 474.50, Qualimed is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Qualimed costs CHF 926.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 474.50 | CHF 441.30 |
| 500 | CHF 462.90 | CHF 430.50 |
| 1'000 | CHF 433.70 | CHF 403.40 |
| 1'500 | CHF 404.50 | CHF 376.20 |
| 2'000 | CHF 375.40 | CHF 349.20 |
| 2'500 | CHF 346.20 | CHF 322.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 337.00 | CHF 313.50 |
| 500 | CHF 325.40 | CHF 302.70 |
| 1'000 | CHF 296.20 | CHF 275.50 |
| 1'500 | CHF 267.00 | CHF 248.40 |
| 2'000 | CHF 237.90 | CHF 221.30 |
| 2'500 | CHF 210.70 | CHF 196.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 99.70 | CHF 92.80 |
| 100 | CHF 93.90 | CHF 87.40 |
| 200 | CHF 88.10 | CHF 82.00 |
| 300 | CHF 82.20 | CHF 76.50 |
| 400 | CHF 76.40 | CHF 71.10 |
| 500 | CHF 70.60 | CHF 65.70 |
| 600 | CHF 64.70 | CHF 60.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.